I have $20000 that I can't afford to lose, but would lik

[InvestmentTimes]

Yahoo Answers

[Jay]

High interest saving account. You will get about 4% annually. If you can't afford to lose it, don't buy stocks per say, but you can buy mutual funds and assuming you go with a large firm they will always beat the market and even have green numbers during a recession.

Yahoo Answers

[Christi T]

IngDirect.com has some of the best rates on insured CD's. Mutual funds do go down, even the biggest and the best are sometimes down. Interest rates are down. But losing your money chasing return is worse than low interest! I would say that if you will need that money in the next 5 years, stay in the bank.

Yahoo Answers

[davidmgorman]

go to bankrate.com, they will tell you the best rates for cd's in your state

Yahoo Answers

[georgebukshi]

Shop around for the best interest rate at a bank you trust. Also try online banks; many pay above average rates. Don't do a long term CD because rates are lousy now. If you definitely don't want to or can't lose any, I would stay away form the stock market. If you feeling slightly adventurous, try a bond fund; they pay higher rates, although the value fluctuates (generally very mild fluctuations). I like http://finance.yahoo.com/q?s=VFIIX

Yahoo Answers

[Zach C]

as long as you have a 5+yr time frame you should look at a structured note. these are issued by banks and other large financial instutions, many are FDIC insured, for your principal. any/all interest is payable at maturity. i said any because the amount of interest you receives depends on the growth of an underlying investment index. this means worst case scenario, upon maturity, you get your principal back, all you lost was your purchasing power. on the other hand, you will get back all of your prinipal plus interest, which is derived from the amount of growth from an underlying index. there is a limited secondary market, so do not buy if you will need the money prior to maturity. all you pay is a commission to a broker to buy.

Yahoo Answers

[Jeff]

Finance 101: All investments pay the same amount, after you adjust for risk.

If you can't take any risk, then all you can do is a CD or savings account.

If you have 7+ years, and can afford some risk, then I would pick out 5-10 different stocks in solid companies, and split the money among them.

As much as people think the economy is in the toilet, think about this: is Coca-cola going bankrupt any time soon?

Yahoo Answers

[jimmy2cool06]

If you are looking for a long term investment (at least 10 years) and something that has the potential of making huge dividends I have a stock for you that could make you rich.
Last month the FTC authorized the sale of XM Satellite Radio to Sirius (SIRI) Radio Inc. When this sale is finalized Sirius will be a monopoly!
Smart investors can see the potential, it's like getting in on the ground floor of Microsoft.
Buy SIRI now before the sale is finalized while the stock is under $3.00 and watch it grow in the next 10 years. The worst case scenario would be you will break even, the best case scenario will make you very rich.
Do some research on both companies. I think XM stock sells now for +- $20 so Sirius stock will double or triple after the sale.

Yahoo Answers

[Mr. E]

You may want to consider investing in Tax Liens - but you must do your homework -

Yahoo Answers

[Sylvia@@]

GTE now is $6, will rise around $12? within a year
also, V $82 will rise like master card $290 within 3 years

Yahoo Answers

[gvh]

Ing as one person suggested is good or go to Emigrant.com..you transfer money from your local checking account to Emigrant and when you want money you transfer back to your local checking account Emigrant pays great interest while you have it with them..no hidden fees.

Yahoo Answers

[Ranji F]

hi. you can invest it in offshore legal business and stock market by queen financial services in www.financequeen.net and make a huge profit monthly. see it

Yahoo Answers

[BestAdvisor]

Hi
You could invest overseas at 7-10% with no risk. Ask me how (through my profile)

Yahoo Answers